September 2019

9
Sep

Social Security Q & A: Do You Know Everything About Social Security Retirement and Death Benefits?

How is my social security calculated? Social Security is calculated using your 35 highest paid earnings years and then averaged using the benefits calculation formula. You must have worked full time for at least ten years even to qualify to receive any social security retirement benefit. Currently, full retirement benefits age is between age 66 and 67 (October 2018). More adjustments to a later full benefit payment age may enforce by the Social Security Administration and will affect calculations for those born after 1967. To see what your payment may be, visit here.

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2
Sep

Are You Hurting Your Chance for Life Insurance Approval?

If you need life insurance, be aware that there are hobbies, professions, and circumstances that will hinder your chance for life insurance approval even if you’re healthy. An insurance company examines not only your health but also your personal history to determine if you’re insurable or an insurance risk:

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